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Tuesday, June 15, 2010

Bogus Emails and How to Stop them


For a couple of years now I have been blogging about chain emails, especially the type that:

- come from a friend of a friend;
- have been forwarded numerous times;
- are about politics, religion, or patriotism; and/or
- contain right-wing conspiracy theories or similar fringe ideas

I really enjoy debunking these things, and I did so again yesterday in "Friend of a Friend Has No Shame." After reading that post, a couple of people asked for pointers on how they too can help expose and ridicule the crazy, pretentious, or malicious messages that populate their in-boxes. For what they're worth, here are my thoughts:
  1. Read the excellent article, "That Chain E-mail Your Friend Sent to You Is (Likely) Bogus. Seriously." at factcheck.org (see link below). [Some of the following ideas come from that article, which was posted March 18, 2008.]
  2. Be suspicious of any message the author of which is anonymous or supposedly a famous person.
  3. Be wary if the message is full of exclamation points or errors in spelling and grammar.
  4. If there's math involved, check the math yourself.
  5. If the message asserts that is it true, it probably isn't. (For example: "This is NOT a hoax!")
  6. Finally, as the factcheck.org article suggests, the more times something is forwarded, the more likely it is to be false.
Don't be gullible. Use a healthy dose of skepticism, and double check everything before you forward it. To do so, check out any references the author cites, or use one or more of these links for verification:

factcheck.org
snopes.com
truthorfiction.com
urbanlegends.com

Of course the easiest way to deal with these silly hoaxes is this: just hit the "delete" key.


Monday, June 14, 2010

Reflections on Disappointment

I fear writing things that are inane or banal. To paraphrase Dorothy Parker, such material should not be tossed aside lightly; it should be thrown with great force. So it is with some considerable trepidation that I approach the following mundane, ordinary, humdrum, self-evident, tell-me-what-I-don't-already-know, inane and banal proposition: "Life is Full of Disappointments."

My father had a motto: "People are no damn good." He would say this with a twinkle in his eye and an impish grin on his face because he didn't totally believe it. But I think it was his way of anticipating disappointment. He knew that if we continually depend on other people for our happiness and well being, we will eventually get screwed because even our closest friends and family members will fail us sometimes. Reminding himself that "people are no damn good" was his way of preparing for those times when people would live down to his expectations of them.

I remember Dad's motto because in recent days I have been a sounding board for a number of friends who've suffered some significant disappointments. These were not simple things like losing a bet or not getting a job. Each one involved the person's hopes and dreams being dashed by someone who had not lived up to expectations. Through no fault of their own, my friends felt let down, frustrated, defeated, or demeaned. And they let disappointment, resentment, or anger eat at them.

Lord knows I am no psychologist, but I think it is a spiritual axiom that whenever I am disturbed, no matter what the cause, there's something wrong with me. If someone offends me or makes me angry, I am in the wrong too. 

When I first heard that concept I thought, "You're nuts! It's the other guy's fault. He made me feel this way." But upon reflection I came to realize that nobody can make me angry or upset unless I permit them to. My response to a situation is what matters, and the choice is mine. As Prince Hamlet says about Denmark, "There is nothing either good or bad, but thinking makes it so." (Hamlet, Act II, scene 2.)

Another Psych 101 principle is that most anger comes from fear. I don't mean real "fight or flight" fear, but fear based on imagined threats. In my friends' situations the fear boiled down to a kind of separation anxiety.  People whom they cared about had betrayed a trust or ended a relationship, and my friends were afraid of being emotionally alone. This phantom fear turned into anger, and thus they let a situation they had no control over gnaw away at their insides.

Kahlil Gibran wrote in The Prophet, "Much of your pain is self-chosen." Proverbs says, "As a man thinketh in his heart, so is he." The Serenity Prayer asks for wisdom to distinguish between what we can change and what we can't. Self-help guru Stephen Covey distinguishes between the Circle of Influence and the Circle of Concern (respectively, the things we can control and those we can't).

However you express it, the point is that I have little or no control over what other people do or think. The irony is, however, that the better I am at dealing with what I can control (i.e., myself and my reactions to situations) the wider is my circle of influence and greater are the effects I can have on other people through my example.

If this little essay seems elementary (inane or banal), just consider it another exercise in dealing with disappointment. But if you find a grain of truth here, pass it along to the many of our fellow humans who frequently feel let down by others and who, therefore, are in a perpetual funk about things they can't control.

___
P.S. The following is from Stephen R. Covey's The 7 Habits of Highly Effective People.  Covey writes, "Proactive people focus their efforts on their Circle of Influence. They work on the things they can do something about: health, children, problems at work. Reactive people focus their efforts in the Circle of Concern--things over which they have little or no control: the national debt, terrorism, the weather." To this latter circle I would add: other people.

# # #

Friend of a Friend Has No Shame

It's been a while since I've commented anywhere about bogus claims made in emails. I used to have a blog called "Stupid Email Forwards" to discredit such stuff, but it wasn't worth it. Like oil in the gulf, lies and misinformation gush out too fast to be stanched by one person's efforts. 

These days, however, I'm writing articles about health reform for a national association, so when I came across the following message I couldn't help but do a little investigating. Here's what the incoming "friend of a friend" email says:

   "I just got this from a friend and am passing it on to you for your information.  This is supposed to be part of the new Health Care Bill that will be starting next year. I thought Obama was just going to raise taxes on people making 250,000 or more? Well this isn't a tax increase but when you take away, Tax Exemption, it will sure feel like a tax increase....

   "Starting in 2011 (next year folks) your W 2 tax form sent by your employer will be increased to show the value of what ever health insurance you are given by the company. ... The dollar value (cost of what the company pays for your insurance) will be considered income and added to your gross pay. You will be taxed on the total.

   "You will be required to pay taxes on a large sum of money that you have never seen. ... Not believing this I researched the summaries and here's what I read:

   "Sec.9002 'requires employers to include in the W-2 form of each employee the aggregate cost of applicable employer sponsored group health coverage that is excludable from the employee's gross income.'

   "Joan Pryde is the senior tax editor for the Kiplinger letters. Go to Kiplingers and read about 13 tax changes that could affect you. Number 3 is what I just told you about.  Why am I sending you this?  The same reason I hope you forward this to every single person in your address book.  People have the right to know the truth because an election is coming in November. Here's some of the CHANGE for you.
"

This, of course, is BS. I have the health reform law in front of me, and all section 9002 does is require information about so-called "cadillac health plans" to be included on W-2 forms. W-2s are information forms. Just because something is reported there doesn't make it taxable. Any tax that is owed will be paid by the employer, not the employee. (See section 9001.) 

Joan Pryde at Kiplinger knows this, of course. As recommended, I went to her article and "Number 3" reads:  "A requirement that businesses include the value of the health care benefits they provide to employees on W-2s, beginning with W-2s for 2011. The amount reported is not considered taxable income." (Emphasis mine.) So much for people having the right to know the truth.

Finally, "Friend of a Friend" conveniently omits the lead paragraph of Ms. Pryde's article, which I quote:

"The new health care reform law is chock-full of new taxes and tax increases that will affect many individuals and businesses, but it will be years before most of these hikes take a bite out of your -- or your company’s -- wallet. The law also has tax breaks to help both individuals and small businesses pay for insurance."

Memo to "Friend of a Friend" -- Have you no shame, sir? At long last, have you no decent respect for the truth?

Saturday, May 15, 2010

Finding Happiness

A member of the family asked me recently, "What makes you happy?" Coming as it did just 10 days after my father's death, the question got me thinking: what is happiness, anyway?

George Burns famously said that happiness is having a large, loving, caring, close-knit family ... in another city. <buh-dum-bum!>

But seriously folks, where does one find happiness? I looked in a dictionary, where happiness is "deep pleasure in, or contentment with, one's circumstances; an instance of this."  Ironically, that definition leaves me rather discontented. Unhappy, I guess you could say.

I looked on Google, where I got over 73 million hits in 0.2 seconds: happiness quotes, happiness websites, and "The Happiness Project." Tons of happiness poems, articles, books, and videos. There's Happiness Magazine, which promises: "Find real happiness, sign up today!" Happiness is a booming business, apparently.

There are even college courses and seminars on happiness. My cousin Doug teaches a superb one during Winter Term at DePauw University. (I thank him for sharing his notes, on which some of these thoughts are based.) Doug notes that despite all the progress society has made in the last century, we seem to be no happier than our forebears. He adds that although we have more leisure time, "a life of leisure does not often lead to a life of happiness." Although we have more wealth, "prosperity is not buying us happiness."

The great philosopher Weird Al Yankovic weighed in on the subject when he sang, "If money can't buy happiness, I guess I'll have to rent it."  But I don't 'buy' that idea either. <another drum roll and rim shot, please>

So where does one find happiness? Some find it in prayer. Others in meditation. Twelve-steppers credit their Higher Power. Many say you can't seek it, you can only let it happen as the byproduct of a meaningful life. So here are a few meaningful things that have given me that byproduct recently:

  • My various writing projects
  • Classical music
  • Reading a good book
  • Water seen through trees
  • The companionship of cats
  • A nice meal my mother cooked
  • Watching my nephews' track meet
  • Helping a friend
  • Comforting a dying loved one 
What I received from these activities was not just momentary pleasure but a greater sense of well-being or contentment. And it did not depend on external stimuli; it came from within. Apparently I am not the first to have this realization--

  • Albert Einstein wrote, "If you want to live a happy life, tie it to a goal, not to people or things."
  • The essayist Agnes Repplier (1855-1950) wrote, "It is not easy to find happiness within ourselves, and it is not possible to find it elsewhere."
  • According to an old Tibetan saying, "Seeking happiness outside oneself is like waiting for sunshine in a cave that faces north."  
I can't improve on these aphorisms. The best I can do is remember them and realize that I am responsible for my own happiness.

Stuart

~~~~
By the way:
     "It is impossible for a lover of cats to banish these alert, gentle, and discriminating little friends, who give us just enough of their regard and complaisance to make us hunger for more."
          --Agnes Repplier

Friday, May 7, 2010

Reflections on a Life

My father died on Tuesday, May 4. He was 94 and had been in steep decline after a coronary five weeks earlier. He went peacefully, at home, in his sleep.

But two weekends ago Dad marshaled his strength to be with us when we celebrated Mom's 90th birthday. My sisters and their kids/grandkids were there. Mom's brother Fred and his wife came up from Miami. They brought a video taken years earlier showing Dad and his sister playing Christmas carols at a family gathering in Florida. He played his violin, and she the piano. Our late Uncle Jim was in the video too, carrying on with his siblings and telling stories ("embellishments and lies," Fred says with a twinkle). Although Dad couldn't see the images on the screen, he could hear the anecdotes, the laughter, and the music. His fine tenor voice was weak, but he joined in the chorus on some of the songs. He delighted being among four generations of his family.

This turned out to be the last hurrah. A few days later he took to bed and basically did not get up again. On Sunday last, realizing that he was hanging on for her sake, Mom and I gave him permission; we told him it was "okay to go." He said, "You mean, 'to die'?" Mom said, "Yes, it's okay." Some 36 hours later, he went sailing peacefully from our sight. Surely other eyes are now watching him coming and other voices are ready to take up the glad shout, "Here he comes!"

Though understandably tired, my mother has been an emotional pillar--a fortress--for the past weeks. She made all the tough decisions. Whenever hospice or home care folks called, my sister and I would say, "Check with her; she's the boss." She is a Smith/Showalter after all: always in control, always aware, always caring and giving. The motto is: "Ever onward!"

My Pennsylvania sister returned again yesterday and will stay through Sunday, Mother's Day. We will all then celebrate a wonderful mother who chose a wonderful father for us and was with him for a honeymoon that lasted  more than 67 years. It doesn't get much better than that.

In recent days I have thought often of a certain line from Shakespeare. When King Lear dies, the Earl of Kent tells Edgar to let him go. Shakespeare puts it this way:

Vex not his ghost; O, let him pass! He hates him much
That would upon the rack of this tough world
Stretch him out longer.

Then Edgar concludes the play with this quatrain:

    The weight of this sad time we must obey,
    Speak what we feel, not what we ought to say.
    The oldest hath borne most; we that are young
    Shall never see so much, nor live so long.

Amen, and Amen!

Tuesday, April 27, 2010

It Helps to Have Perspective

I'm trying to wrap my mind around the angst felt by the tea partiers and conspiracy theorists and give-me-back-my-country types. I'm trying to understand the pain and bitterness they must feel. On average they're pretty well off economically, but they pine for days gone by and cheer along as cable "news" and talk radio give voice to their anger. I'm trying to understand what they're so mad about, what they are afraid of.

My research into this phenomenon has led me to a brand-new, best-selling book that sheds light. I will quote or paraphrase some of its most salient descriptions here:

  • Opposition forces are coming together, "showing their teeth and shrieking to high heaven."
  • Republicans denounce the President while the conservative media harp on state socialism and demand a return to the good old days.
  • Instead of civil discourse there are "private fulminations and public carping" against the President's agenda.
  • Some say the administration's objective is "to redistribute wealth"; they want to take it from those who have worked hard and been thrifty and pass it to those who have not.
  • They say this is totalitarianism or socialism.
  • They say they are waging a "holy war for freedom and the survival of democracy in America."
On the other hand, as the book points out, many people feel these kinds of charges are almost comically overheated. The vitriol flows "from deep reservoirs of fear, resentment, and fury; it [cannot] be answered by an earnest appeal to the facts." It all stems from a kind of psychosis that follows the horrible economic strain the country has just experienced.

The book is Supreme Power by Jeff Shesol. The economic strain was the Great Depression. The President was FDR.

"Plus ça change, plus c’est la même chose."

Monday, April 12, 2010

Stamping out Socialism

I've been reading the new health reform laws. I've downloaded them both -- a total of 1,000 pages; half a million words of mind-numbing legislative prolixity. I've read about a fourth of it carefully and all of it at least cursorily.

My ostensible reason for doing this is that I have a free-lance gig to write a series of articles for the Healthcare Financial Management Association and I need to research the original source material. But my real reason is that I want to stop socialism. I want to take our country back for real Americans. And I want to prevent the federal government from touching Medicare.

But ... I have a problem. The more of the actual legal language I read, the more things I find that sound down-right reasonable. For example, the larger of the two bills (Pub. L. No. 111-148) does the following in just the first section after the table of contents:

- prohibits lifetime and unreasonable annual limits on coverage
- prohibits cancellation of policies except for fraud or intentional misrepresentation
- requires insurance to cover preventive health services
- extends dependent coverage of unmarried children to age 26
- requires uniform explanation of coverage documents
- prohibits discrimination in coverage based on salary (big wigs can't get better care)   
- requires effective appeals processes for denial of coverage
- requires insurance companies to report the percentage of premium dollars they actually spend on paying claims (instead of on administrative costs and profit).

Here are some other things that caught my eye:

  • Sec. 1201 prohibits discrimination based on preexisting conditions and guarantees that coverage will be available to everyone.
  • Sec. 1251 preserves my right to keep my current health plan if I want to.
  • Secs. 1301-1343 provide money to the states to form their own state-run or nonprofit insurance "exchanges" to offer basic insurance that wouldn't otherwise be available.
  • Other parts of the law improve coverage of Medicaid for poor people, link Medicare payments to quality outcomes, and set up various studies and demonstration projects (such as on quality issues, training of healthcare workers, and prevention of chronic disease).
  • There are 120 pages on "transparency and program integrity," which essentially means prevention of fraud and abuse.
  • Sec. 6703 is an entire new law called the Elder Justice Act to protect against abuse, neglect and exploitation of the elderly.

  • And there's a voluntary insurance program in Secs. 8001-8002 for "community living assistance services" (essentially, home care for people who need help with the normal activities of dailing living; i.e., the elderly and disabled). This includes advice on decision making at the end of life.
Aha! Finally! When I read this last item I thought I'd struck gold: "Death panels! They're going to kill granny!" But then I read the fine print. It just says someone will be available, when requested, to advise about options such as living wills, health care proxies and advance directives. Drat! That's nothing new; people get that information already in Patients' Rights brochures and elsewhere.

So I'm bummed out. I can't find a communist conspiracy anywhere. There is, to be sure, a lot of technical, financial stuff about taxes and reductions of payment rates to doctors and hospitals. The Congressional Budget Office says that to cover an additional 32 million people will cost a bit more than $900 billion over ten years and that there are cuts and taxes and fees that will cover that amount. They also say the law will reduce the deficit by $124 billion over ten years compared to what it would have been. All of these estimates assume the laws will remain unchanged over the next decade, which of course they won't. I'm not qualified to assess the CBO's work. I know that Republicans take issue with it and Democrats agree with it. It really doesn't matter -- reform is a done deal. It'll get tweaked, but like Social Security and Medicare, it's now part of the fabric of our country.

But in the meantime, I will keep digging. Marx or Lenin or Castro or Mao must be behind this plot somewhere, and I'm going to find out where.

And don't forget: KEEP YOUR DAMN GOVERNMENT HANDS OFF MEDICARE!

Monday, March 22, 2010

Thoughts on Health Reform

I received a nice birthday present this morning: the news that the health reform bill passed last night. This is good. The reason I think it’s good has nothing to do with the merits of the bill itself, which may turn out to be a disaster for all we know. (I don’t think it will, but only time will tell.) No, my reason for applauding last night’s development is this: it shows that our system of government works. It’s messy, inefficient, frustrating, and convoluted. Sometimes it’s downright disgusting. It’s prone to displays of ignorance, immaturity, bigotry, and misplaced anger. It breeds demagogues. It fosters hypocrisy, cynicism, pettifoggery, and foolishness. All these traits of political character are magnified by constant media attention, which then breeds more foolishness, pettifoggery, cynicism, and hypocrisy. In a vicious spiral. Ever downward. Or so it seems. 

But despite its many flaws, our system of government has this redeeming value: it permits us to resolve questions of public policy without resort to violence, coups, and anarchy. It provides an alternative to self-help and blood feuds. Sometimes it even makes important, historic decisions.

Some History

Let’s stand back and look at about a century’s worth of U.S. health policy in a few paragraphs.

The Preamble to the Constitution—the “mission statement” of the U.S. government—includes as one of its purposes “to promote the general welfare.” The Founders did not, of course, dream that “the general welfare” should include healthcare. After all, while lawyers were writing the Constitution physicians were applying poultices and bleeding sick people to bring the “four humors” into balance. Such was the state of the medical profession in the 18th century.

But scientific knowledge grew quickly after the Civil War, and medicine progressed due to the availability of anesthesia, recognition of germ theory, development of vaccines and antiseptic techniques, discovery of x-rays, improved nursing practices, and better standards for medical schools and hospitals. Thus it was that about a hundred years ago a recognizably “modern” health care system began to emerge. Doctors and hospitals were causes for hope. Better health care was possible. And better health care advanced the “general welfare” of the people.

In 1912, when Theodore Roosevelt ran as an independent presidential candidate, his platform supported various kinds of social reforms including workers’ compensation and health insurance. Roosevelt believed that “no country could be strong whose people were sick and poor,”[1] and his campaign marked the first time health care was considered a national policy issue. But Roosevelt lost the election to Woodrow Wilson, and health insurance then lay dormant as a political topic until TR’s cousin Franklin Delano Roosevelt and the New Deal came along a generation later.

The Social Security Act that passed Congress in 1935 included various programs familiar to us today including old-age assistance, aid to dependent children, and unemployment insurance. A plan for national health insurance was considered briefly, but the idea was shelved because it was not politically viable and would have jeopardized other aspects of the Social Security program that were more palatable to politicians. A few years later during WWII, when wage and price controls were in effect, employers added health coverage as an extra benefit in lieu of salary increases, so the need for national health insurance became less acute. (Incidentally, this is why for more than sixty years most Americans’ health insurance has been tied to their place of employment.)

In 1948 President Truman campaigned for reelection on a platform that included a national health insurance plan. Truman defeated Governor Thomas E. Dewey and the Democrats regained control of Congress, but they were not able to pass the health insurance legislation because Southern Democrats feared that federal involvement in health care might lead to desegregation of hospitals. (They might have been right.)
The next major healthcare reform, of course, was the enactment of Medicare and Medicaid in 1965, two programs that are now so much a part of the American fabric that their beneficiaries seem to view them as inalienable rights. It quickly became clear that Medicare’s cost-based reimbursement formula was a huge financial burden, so in the early 1970s the Nixon administration proposed prepaid plans (HMOs) and other cost-cutting measures, all of which had little effect on government expenditures. Finally—perhaps to distract attention from the Watergate scandal—Nixon proposed a national health insurance plan that would have provided comprehensive benefits for all Americans. One authority has written, “If the name on the administration’s plan had not been Nixon and had the time not been the year of Watergate, the United States might have had national health insurance in 1974.”[2] As it was, another generation would grow to adulthood before the time was right to try again.

That time, of course, was President Bill Clinton’s reform effort in 1993-94. His plan—sometimes derisively referred to as “HillaryCare” after First Lady Hillary Clinton who chaired the President’s task force—would have provided universal coverage by mandating insurance for everyone and setting up insurance cooperatives to help the poor obtain coverage.  The effort barely got off the ground due to the complexity of its various provisions, the press of other important business (NAFTA, a budget battle, and “Whitewater,” for example), and heavy opposition from conservatives, libertarians, and the health insurance industry. Sound familiar?

Returning to Today

Now, fifteen years after Clinton’s efforts failed, President Obama and a Democratic-controlled Congress, have passed the most significant healthcare reform legislation since Medicare and Medicaid 45 years ago, the “Patient Protection and Affordable Care Act.” I have a summary description in which each of its many sections is reduced to one or two sentences. The summary alone comprises 53 single-spaced pages in a Word document, and the full bill is said to be more than two thousand pages of mind-numbing legislative language.

Among PPACA’s many objectives are these:
  • extend coverage to 32 million uninsured Americans,
  • ban certain unfair insurance company practices (such as denying coverage to people with pre-existing medical conditions),
  • close the Medicare prescription drug “donut hole,”
  • improve access to Medicaid,
  • enhance the children’s health program,
  • improve Medicare payment practices,
  • improve health care workforce education,
  • reduce the risk of fraud, and
  • help reduce deficits.[3]
PPACA will not meet all of these goals, of course, and it will have some negative, unintended consequences. (Most laws do; big laws always do.) We won’t know what these problems are for some time because many of the important provisions won’t take effect until 2014 or later. But whenever the flaws and oversights and unintended consequences become apparent, they can be fixed. That is the nature of law: it responds to changing circumstances. At least we now have something “on the books” to work with.

Of course, Republicans are already talking about repeal, conservative activists are filing lawsuits, and some states are making plans for referendums to exempt themselves from PPACA’s requirements. Federal law trumps state laws, so the referendum idea is unlikely to succeed, and the lawsuits will take years to resolve. It will be interesting to see how all this plays out. One thing is certain: lawyers and consultants will do well in the meantime.

My Original Premise

So I return to my original premise: that with all its flaws, our democratic system of government does work, at least in the long run. Regardless of one’s feelings about Congress, the President, politicians of either party, politicians in general, or the health reform bill in particular, it cannot be gainsaid that last night’s action by the House of Representatives was important and historic.

It also cannot be denied that our system is Darwinian. Just as in nature where, given enough time, evolution works to improve the various species, so too does our form of government, given enough time, allow for trial and error and survival of the fittest ideas. Nearly two and a quarter centuries after the Preamble to the Constitution was written, and after a century of experimentation and the efforts of seven presidents, we have finally decided as a nation to “provide for the general welfare” in the realm of healthcare. We are the last developed country to do so, but we did it. And we did it without riots in the streets.

I am reminded of what a great philosopher of the 20th century once said:

"Americans can always be counted on to do the right thing ... 
after they have exhausted all other possibilities."
       --Winston Churchill


Notes:
1. Starr, The Social Transformation of American Medicine, p. 243.
2. Id. at 405.
3. CBS news has a good summary of what’s in the bill. They have a typo, however: “$1.2 billion” should read “$1.2 trillion” in the deficit paragraph.
See http://www.cbsnews.com/8301-503544_162-20000846-503544.html

Friday, March 19, 2010

The 28th Amendment?

Some of you may have received an email with the following message—
__________________
Subject: 28th Amendment proposal

For too long we have been too complacent about the workings of Congress. Many citizens had no idea that Congress members could retire with the same pay after only one term, that they didn't pay into Social Security, that they specifically exempted themselves from many of the laws they have passed (such as being exempt from any fear of prosecution for sexual harassment) while ordinary citizens must live under those laws.

The latest is to exempt themselves from the Healthcare Reform that is being considered...in all of its forms. Somehow, that doesn't seem logical. We should not have an elite "ruling class" that is above the law. It does not matter if they are Democrat, Republican, Independent or whatever. The self-serving must stop. This proposed 28th Amendment is a good way to do that. It is an idea that is both timely and necessary if we are to preserve our democracy.

Proposed 28th Amendment to the United States Constitution:

"Congress shall make no law that applies to the citizens of the United States that does not apply equally to the Senators and Representatives; and, Congress shall make no law that applies to the Senators and Representatives that does not apply equally to the citizens of the United States."

If each person sends this to a minimum of twenty people on their address list, in three days, all people in The United States of America would have the message. If you believe this message merits a national discussion then please pass it along.
___________________

If you have seen the above before, it didn’t come from me. It does not merit a national discussion, and I chose not to pass it along. 

That having been said, the email raises a subject that does merit a national discussion—the fact that these kinds of inaccurate and misinformed messages persist at all. Why are they not smothered by critical analysis? Why do people not question their veracity or the authors’ motives? Why do we click Forward without thinking? Have we lost the capacity to sort out truth from that which is false and foolish? 

I have vented on this before. I will continue to do so, for I find the subject aggravating and process of commenting on it cathartic. 

Consider the above message as an example. (I will not critique the legal draftsmanship; suffice to say that the language of the proposed amendment would make James Madison ill.) I want to focus on the rest of the email. We don’t know exactly what’s eating at the people who forward it, but we know that some versions of these ideas have been circulating for at least 10 years. “Virtually all of it is outdated, inaccurate, or misleading,” according to Snopes.com. Consider the following—

  • Claim: that Members of Congress do not pay into Social Security. Not true. Prior to 1984 they paid into a separate but similar system, and for the last 25 years they have paid into the Social Security System itself regardless of when they entered Congress.
  • Claim: that they can retire with pay after only one term. Not true. Like in most other retirement plans, the size of congressional pensions is determined by various factors, including length of service. The absolute maximum is 80% of their salary, and they must serve a long time to be entitled to that much.
  • Claim: That they are exempt from sexual harassment laws. Not true. The Congressional Accountability Act makes Members of Congress subject to civil rights and workplace laws including sexual and other forms of harassment. Furthermore, they are subject to the general criminal laws of whatever jurisdiction they happen to be in at the time of any alleged crime.
  • Claim: That they tried to exempt themselves from healthcare reform legislation. Not true. It’s hard to know where this comes from–except from some generalized anger directed toward Congress or the idea of healthcare reform–but none of the reform proposals would exempt Senators and Representatives. They have a health plan (FEHBP) that would meet any minimum standards required by reform legislation.
Going back briefly to the question of Social Security, FactCheck.org comments, “We can't be sure whether this is a silly hoax begun by a malicious prankster, or just a well-intentioned mistake perpetuated out of ignorance and gullibility. But even though it's easily shown to be false it is spreading once again, showing how readily lies travel via the Internet and how difficult they are to eradicate. They are often bigoted and almost always small-minded.” 

I couldn’t have said it better myself. And note: that comment was posted in August of 2006, three and one-half years ago. These viral messages seem never to die, which is what makes them so aggravating. 

So based on our research we can conclude that the email’s purported facts are, in a word, bogus. This leaves us with a piece of tripe from someone with a political agenda, which is perpetuated by people who are ill-informed, obtuse, angry, careless, deceitful, disingenuous, hypocritical, afraid, cynical, foolish, dishonest, or some combination of the same. What danger lurks behind these pleated shrouds of ignorance!

Finally, my personal creed, which I offer for your consideration:

   "Never underestimate the malicious potential of stupid and unscrupulous people, especially in a large group. Remember that opinions are not facts, so keep clear the distinction between the two. Don’t believe everything you read. Always be skeptical. Always doubt. Demand proof. Spread truth, not rumor."

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Notes:
-Snopes.com/politics/socialsecurity/pensions.asp
-Congressional Research Service report, "Retirement Benefits for Members of Congress, Oct. 28, 2008. 
-National Taxpayers Union report at www.ntu.org/on-capitol-hill/pay-andperks
-Public Law No. 104-1, 2 U.S.C. Sec. 1301ff.
-Factcheck.org/social-security/an_election-year_virus.html