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Monday, March 22, 2010

Thoughts on Health Reform

I received a nice birthday present this morning: the news that the health reform bill passed last night. This is good. The reason I think it’s good has nothing to do with the merits of the bill itself, which may turn out to be a disaster for all we know. (I don’t think it will, but only time will tell.) No, my reason for applauding last night’s development is this: it shows that our system of government works. It’s messy, inefficient, frustrating, and convoluted. Sometimes it’s downright disgusting. It’s prone to displays of ignorance, immaturity, bigotry, and misplaced anger. It breeds demagogues. It fosters hypocrisy, cynicism, pettifoggery, and foolishness. All these traits of political character are magnified by constant media attention, which then breeds more foolishness, pettifoggery, cynicism, and hypocrisy. In a vicious spiral. Ever downward. Or so it seems. 

But despite its many flaws, our system of government has this redeeming value: it permits us to resolve questions of public policy without resort to violence, coups, and anarchy. It provides an alternative to self-help and blood feuds. Sometimes it even makes important, historic decisions.

Some History

Let’s stand back and look at about a century’s worth of U.S. health policy in a few paragraphs.

The Preamble to the Constitution—the “mission statement” of the U.S. government—includes as one of its purposes “to promote the general welfare.” The Founders did not, of course, dream that “the general welfare” should include healthcare. After all, while lawyers were writing the Constitution physicians were applying poultices and bleeding sick people to bring the “four humors” into balance. Such was the state of the medical profession in the 18th century.

But scientific knowledge grew quickly after the Civil War, and medicine progressed due to the availability of anesthesia, recognition of germ theory, development of vaccines and antiseptic techniques, discovery of x-rays, improved nursing practices, and better standards for medical schools and hospitals. Thus it was that about a hundred years ago a recognizably “modern” health care system began to emerge. Doctors and hospitals were causes for hope. Better health care was possible. And better health care advanced the “general welfare” of the people.

In 1912, when Theodore Roosevelt ran as an independent presidential candidate, his platform supported various kinds of social reforms including workers’ compensation and health insurance. Roosevelt believed that “no country could be strong whose people were sick and poor,”[1] and his campaign marked the first time health care was considered a national policy issue. But Roosevelt lost the election to Woodrow Wilson, and health insurance then lay dormant as a political topic until TR’s cousin Franklin Delano Roosevelt and the New Deal came along a generation later.

The Social Security Act that passed Congress in 1935 included various programs familiar to us today including old-age assistance, aid to dependent children, and unemployment insurance. A plan for national health insurance was considered briefly, but the idea was shelved because it was not politically viable and would have jeopardized other aspects of the Social Security program that were more palatable to politicians. A few years later during WWII, when wage and price controls were in effect, employers added health coverage as an extra benefit in lieu of salary increases, so the need for national health insurance became less acute. (Incidentally, this is why for more than sixty years most Americans’ health insurance has been tied to their place of employment.)

In 1948 President Truman campaigned for reelection on a platform that included a national health insurance plan. Truman defeated Governor Thomas E. Dewey and the Democrats regained control of Congress, but they were not able to pass the health insurance legislation because Southern Democrats feared that federal involvement in health care might lead to desegregation of hospitals. (They might have been right.)
The next major healthcare reform, of course, was the enactment of Medicare and Medicaid in 1965, two programs that are now so much a part of the American fabric that their beneficiaries seem to view them as inalienable rights. It quickly became clear that Medicare’s cost-based reimbursement formula was a huge financial burden, so in the early 1970s the Nixon administration proposed prepaid plans (HMOs) and other cost-cutting measures, all of which had little effect on government expenditures. Finally—perhaps to distract attention from the Watergate scandal—Nixon proposed a national health insurance plan that would have provided comprehensive benefits for all Americans. One authority has written, “If the name on the administration’s plan had not been Nixon and had the time not been the year of Watergate, the United States might have had national health insurance in 1974.”[2] As it was, another generation would grow to adulthood before the time was right to try again.

That time, of course, was President Bill Clinton’s reform effort in 1993-94. His plan—sometimes derisively referred to as “HillaryCare” after First Lady Hillary Clinton who chaired the President’s task force—would have provided universal coverage by mandating insurance for everyone and setting up insurance cooperatives to help the poor obtain coverage.  The effort barely got off the ground due to the complexity of its various provisions, the press of other important business (NAFTA, a budget battle, and “Whitewater,” for example), and heavy opposition from conservatives, libertarians, and the health insurance industry. Sound familiar?

Returning to Today

Now, fifteen years after Clinton’s efforts failed, President Obama and a Democratic-controlled Congress, have passed the most significant healthcare reform legislation since Medicare and Medicaid 45 years ago, the “Patient Protection and Affordable Care Act.” I have a summary description in which each of its many sections is reduced to one or two sentences. The summary alone comprises 53 single-spaced pages in a Word document, and the full bill is said to be more than two thousand pages of mind-numbing legislative language.

Among PPACA’s many objectives are these:
  • extend coverage to 32 million uninsured Americans,
  • ban certain unfair insurance company practices (such as denying coverage to people with pre-existing medical conditions),
  • close the Medicare prescription drug “donut hole,”
  • improve access to Medicaid,
  • enhance the children’s health program,
  • improve Medicare payment practices,
  • improve health care workforce education,
  • reduce the risk of fraud, and
  • help reduce deficits.[3]
PPACA will not meet all of these goals, of course, and it will have some negative, unintended consequences. (Most laws do; big laws always do.) We won’t know what these problems are for some time because many of the important provisions won’t take effect until 2014 or later. But whenever the flaws and oversights and unintended consequences become apparent, they can be fixed. That is the nature of law: it responds to changing circumstances. At least we now have something “on the books” to work with.

Of course, Republicans are already talking about repeal, conservative activists are filing lawsuits, and some states are making plans for referendums to exempt themselves from PPACA’s requirements. Federal law trumps state laws, so the referendum idea is unlikely to succeed, and the lawsuits will take years to resolve. It will be interesting to see how all this plays out. One thing is certain: lawyers and consultants will do well in the meantime.

My Original Premise

So I return to my original premise: that with all its flaws, our democratic system of government does work, at least in the long run. Regardless of one’s feelings about Congress, the President, politicians of either party, politicians in general, or the health reform bill in particular, it cannot be gainsaid that last night’s action by the House of Representatives was important and historic.

It also cannot be denied that our system is Darwinian. Just as in nature where, given enough time, evolution works to improve the various species, so too does our form of government, given enough time, allow for trial and error and survival of the fittest ideas. Nearly two and a quarter centuries after the Preamble to the Constitution was written, and after a century of experimentation and the efforts of seven presidents, we have finally decided as a nation to “provide for the general welfare” in the realm of healthcare. We are the last developed country to do so, but we did it. And we did it without riots in the streets.

I am reminded of what a great philosopher of the 20th century once said:

"Americans can always be counted on to do the right thing ... 
after they have exhausted all other possibilities."
       --Winston Churchill


Notes:
1. Starr, The Social Transformation of American Medicine, p. 243.
2. Id. at 405.
3. CBS news has a good summary of what’s in the bill. They have a typo, however: “$1.2 billion” should read “$1.2 trillion” in the deficit paragraph.
See http://www.cbsnews.com/8301-503544_162-20000846-503544.html

Friday, March 19, 2010

The 28th Amendment?

Some of you may have received an email with the following message—
__________________
Subject: 28th Amendment proposal

For too long we have been too complacent about the workings of Congress. Many citizens had no idea that Congress members could retire with the same pay after only one term, that they didn't pay into Social Security, that they specifically exempted themselves from many of the laws they have passed (such as being exempt from any fear of prosecution for sexual harassment) while ordinary citizens must live under those laws.

The latest is to exempt themselves from the Healthcare Reform that is being considered...in all of its forms. Somehow, that doesn't seem logical. We should not have an elite "ruling class" that is above the law. It does not matter if they are Democrat, Republican, Independent or whatever. The self-serving must stop. This proposed 28th Amendment is a good way to do that. It is an idea that is both timely and necessary if we are to preserve our democracy.

Proposed 28th Amendment to the United States Constitution:

"Congress shall make no law that applies to the citizens of the United States that does not apply equally to the Senators and Representatives; and, Congress shall make no law that applies to the Senators and Representatives that does not apply equally to the citizens of the United States."

If each person sends this to a minimum of twenty people on their address list, in three days, all people in The United States of America would have the message. If you believe this message merits a national discussion then please pass it along.
___________________

If you have seen the above before, it didn’t come from me. It does not merit a national discussion, and I chose not to pass it along. 

That having been said, the email raises a subject that does merit a national discussion—the fact that these kinds of inaccurate and misinformed messages persist at all. Why are they not smothered by critical analysis? Why do people not question their veracity or the authors’ motives? Why do we click Forward without thinking? Have we lost the capacity to sort out truth from that which is false and foolish? 

I have vented on this before. I will continue to do so, for I find the subject aggravating and process of commenting on it cathartic. 

Consider the above message as an example. (I will not critique the legal draftsmanship; suffice to say that the language of the proposed amendment would make James Madison ill.) I want to focus on the rest of the email. We don’t know exactly what’s eating at the people who forward it, but we know that some versions of these ideas have been circulating for at least 10 years. “Virtually all of it is outdated, inaccurate, or misleading,” according to Snopes.com. Consider the following—

  • Claim: that Members of Congress do not pay into Social Security. Not true. Prior to 1984 they paid into a separate but similar system, and for the last 25 years they have paid into the Social Security System itself regardless of when they entered Congress.
  • Claim: that they can retire with pay after only one term. Not true. Like in most other retirement plans, the size of congressional pensions is determined by various factors, including length of service. The absolute maximum is 80% of their salary, and they must serve a long time to be entitled to that much.
  • Claim: That they are exempt from sexual harassment laws. Not true. The Congressional Accountability Act makes Members of Congress subject to civil rights and workplace laws including sexual and other forms of harassment. Furthermore, they are subject to the general criminal laws of whatever jurisdiction they happen to be in at the time of any alleged crime.
  • Claim: That they tried to exempt themselves from healthcare reform legislation. Not true. It’s hard to know where this comes from–except from some generalized anger directed toward Congress or the idea of healthcare reform–but none of the reform proposals would exempt Senators and Representatives. They have a health plan (FEHBP) that would meet any minimum standards required by reform legislation.
Going back briefly to the question of Social Security, FactCheck.org comments, “We can't be sure whether this is a silly hoax begun by a malicious prankster, or just a well-intentioned mistake perpetuated out of ignorance and gullibility. But even though it's easily shown to be false it is spreading once again, showing how readily lies travel via the Internet and how difficult they are to eradicate. They are often bigoted and almost always small-minded.” 

I couldn’t have said it better myself. And note: that comment was posted in August of 2006, three and one-half years ago. These viral messages seem never to die, which is what makes them so aggravating. 

So based on our research we can conclude that the email’s purported facts are, in a word, bogus. This leaves us with a piece of tripe from someone with a political agenda, which is perpetuated by people who are ill-informed, obtuse, angry, careless, deceitful, disingenuous, hypocritical, afraid, cynical, foolish, dishonest, or some combination of the same. What danger lurks behind these pleated shrouds of ignorance!

Finally, my personal creed, which I offer for your consideration:

   "Never underestimate the malicious potential of stupid and unscrupulous people, especially in a large group. Remember that opinions are not facts, so keep clear the distinction between the two. Don’t believe everything you read. Always be skeptical. Always doubt. Demand proof. Spread truth, not rumor."

_______________
Notes:
-Snopes.com/politics/socialsecurity/pensions.asp
-Congressional Research Service report, "Retirement Benefits for Members of Congress, Oct. 28, 2008. 
-National Taxpayers Union report at www.ntu.org/on-capitol-hill/pay-andperks
-Public Law No. 104-1, 2 U.S.C. Sec. 1301ff.
-Factcheck.org/social-security/an_election-year_virus.html